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Hi, I’m Paul Kindzia, president and founder of Kindzia Investments. Known as the Cash Flow King, I’ve spent over 25 years helping clients turn their capital into steady, dependable income. Having grown up with limited resources, I understand the value of financial freedom — and I’ve made it my mission to build cash flow portfolios that give people the time and freedom to live life on their terms.

 

President and Founder of Kindzia Investments

 

With over 35 years in the financial services industry, my approach combines technical expertise with a genuine focus on what matters most - your time, relationships, and financial independence.

My career began at Ernst & Young LLP, working as a CPA and consultant in both their Atlanta office and national headquarters in Cleveland. This foundation in corporate finance and accounting provided invaluable insight into how businesses operate and create sustainable value.

Professional Credentials That Matter:

  • Certified Public Accountant (CPA) with an accounting degree from the State University of New York (1992)
  • MBA in Corporate Finance from the State University of New York (1994)
  • Certified Financial Planner (CFP®), requiring rigorous examination, extensive experience, adherence to a professional Code of Ethics, and ongoing education to stay current with financial strategies and trends

A Fiduciary Commitment: As a fiduciary, I am ethically and legally bound to act in your best interests at all times. This fundamental commitment means:

  • Putting your financial interests ahead of my own
  • Acting with honesty, integrity, and good faith
  • Avoiding conflicts of interest and disclosing any potential conflicts
  • Providing all relevant facts to help you make informed decisions
  • Ensuring the advice provided is accurate, thorough, and aligned with your specific goals

This fiduciary standard provides you with the highest level of care and transparency in our advisory relationship.

Our Firm's Philosophy

 

At Kindzia Investments, we specialize in generating meaningful cash flows through carefully selected investments across both public and private markets. Our focus on interest, dividends, rents, and royalties is designed to achieve something truly valuable — replacing earned income with passive income, so you can live life on your own terms.

 

Why Our Approach Is Different:

 

As the financial world grows more complex, we believe in maintaining clarity of purpose. Our approach blends data-driven analysis with real-life priorities — your health, your time, your relationships, and your financial security today and in the future.

 

As a boutique wealth management firm, we provide the kind of personalized attention that larger institutions simply can’t match. Every recommendation, strategy, and decision is tailored to your unique goals and circumstances.

 

We believe true financial success isn’t just about growing wealth — it’s about creating the independence to live meaningfully, guided by your own priorities and values.
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Our expertise is focused on six key areas to help you build reliable cash flows and preserve your capital.

01 Dividend Investing 

Strategic approaches to building a dividend portfolio that provides reliable income regardless of market conditions, focusing on quality companies with sustainable payout histories.

02 Fixed Income Strategies

Generating interest income through the use of bonds, notes, and private lending opportunities. Properly structuring interest income for stability while managing duration and credit risks.

03 Real Estate Income

Implementing various approaches to generating rental income without becoming a hands-on landlord. From REITs to private partnerships, use  the right real estate income strategy for your goals.

04 Alternative Income Sources

Beyond traditional investments lie royalties, business income, and specialized income vehicles. Learn how these non-correlated income streams can enhance your portfolio's stability.

05 Capital Preservation Techniques

Protect what you've built with proven risk management strategies. Discover how proper asset allocation, diversification, and defensive positioning can shield your wealth.

06 Financial Independence Planning

Transform your relationship with money and time. Develop a comprehensive plan that aligns your cash flows with your ideal lifestyle, creating true financial freedom.

Wealth transformed into reliable cash flow streams while protecting and preserving your hard-earned capital.

Reliable Cash Flow to

Gain financial freedom

Break free from dependence on a paycheck and create multiple streams of income that work for you, not the other way around.

 

Reliable Cash Flow to

Build security and stability

 Weather economic uncertainty with confidence, knowing your lifestyle is supported by reliable income sources designed to persist through market cycles.

 

Reliable Cash Flow to

Reduce Stress

 Experience the peace of mind that comes from predictable monthly income, eliminating the anxiety of market volatility or employment changes.

 

Reliable Cash Flow to

Achieve Early Financial Independence 

 Accelerate your journey to financial freedom by supplementing or replacing your earned income, potentially shaving years off your working timeline.

 

Reliable Cash Flow to

Control your time 

 Reclaim your most precious resource—time—to focus on relationships, health, personal interests, and the activities that bring you genuine fulfillment.

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